ACH payments are electronic transfers
from one bank account to another. Several examples include:
- Save money from banking ACH fees.
- A business/customer pays a service provider.
- An employer deposits money to an employee’s checking account.
- A business/consumer transfers funds from one bank to another.
- A business pays a supplier for products.A taxpayer sends funds to the IRS or local organizations online.
Compared to a wire transfer
which can have an average fee ranging from just under $15 to as high as $80 for international outbound transfers, ACH transfers are much more cost-efficient.